This statement of Terms & Conditions applies to all products, courses, services, and/or website(s) offered by Lifestyle Publishing. Third-party offerings supported, marketed, or advertised by Lifestyle Publishing (hereinafter referred to as the "Company", "Companies", or "We") will have additional terms and conditions you (hereinafter referred to as "you", "your", the "Member", the "User", the "Reader", the "Participant", the "Affiliate", or the "Subscriber") must accept and agree to follow if you choose to participate in those opportunities. These terms and conditions apply to all websites published by the Company which include, but are not necessarily limited to, the following:  www.LifestylePublishing.com and www.Autopilot101.com. 

1. ATTACHMENTS:  These Terms & Conditions shall include the following disclaimers and policies as well as the provisions published at www.LifestylePublishing.com (see footer on the website for specific links).

2. ACCEPTANCE OF TERMS:  By using the products, publications, marketing materials, courses, services, and/or website(s) (hereinafter referred to as "products and services" or "products and/or services") or by accessing the websites, domains, sub-domains, and information contained therein (hereinafter referred to as "websites") owned, published, serviced, supported, and/or operated by the Company, you signify your consent, agreement and acceptance of the terms and conditions of use (including all attachments listed above and herein), and you signify your irrevocable acceptance of the Terms of Use. Your use of these websites is governed by these Terms and Conditions. By using these websites, products, and services, you accept these terms and you will comply with all applicable laws, rules, policies, and regulations. If you do not agree with these terms, you may not use this site, products and services. These Terms and Conditions are subject to change at our sole discretion at any time with or without notice, and we may discontinue providing any product or service, or any part thereof, with or without notice, and your use of these websites, products, and services after any such changes are implemented constitutes your acknowledgement and acceptance of the changes. You agree that any termination of your access to these websites, products and/or services under any provision of the Terms and Conditions may be effected without prior notice, and acknowledge and agree that the Company may immediately deactivate any accounts created by us, or any access to our websites as applicable, and all related information and files. The Company also reserve the right to bar any further access to such websites. You agree that the Company shall not be liable to you or any third-party for any termination of your access to the websites, products, and/or services. Paid services or accounts that are terminated will not be refunded. Any use of our websites, products and services in any way constitutes your acceptance and agreement to abide by our Terms and Conditions. We reserve the right to amend these Terms and Conditions at our sole discretion at any time and/or for any reason with or without notice. By using these websites, products and/or services, you are constituting your acceptance of any such amendments and agreements contained herein. 

3. RESTRICTIONS & COPYRIGHTS:  All materials in these websites, products and services are copyrighted and all rights are reserved. Text, graphics, HTML code, and other intellectual property are protected by U.S. and International Copyright Laws, and may not be copied, reprinted, published, translated, hosted or distributed by any means without explicit permission. Exceptions and details of each exception to this copyright statement are listed explicitly on various websites of the Company. You must be at least 18 years of age to use these websites. If you are not at least 18 years of age, you may not access or use these websites including, but not limited to, the "members" sub-directory of the website 

4. CONFIDENTIALITY: You agree to treat any subscriber code, username, user identification, password, or similar item(s) and any password-protected information you obtain from or from the use of these websites, products and services confidential, and you agree not to communicate, copy, or otherwise divulge or distribute said items to any other person or public posting or forum in writing, electronically, or verbally whatsoever. Your access whether granted free or for payment is non-transferable and non-assignable without written consent in advance from the Company.

5. LIABILITY:  Materials in these websites, products and services are provided "as is" and without warranties of any kind either expressed or implied. The Company does not warrant that functions and/or access to these websites, products and services or special offers and opportunities will be uninterrupted, error-free, corrected, free of viruses or other harmful components.  The Company does not warrant the correctness, accuracy, reliability, completeness, or timeliness of the materials contained or offered in these websites, products and services. Under no circumstances including, but not limited to, negligence shall the Company be held liable for any special or consequential damages that result from the use of or inability to use or access the materials in this site. The Company does not warrant, and shall not be held liable in any way, for claims, representations, omissions, examples, or misgivings of any third-party mentioned, suggested, advertised, recommended, or marketed in these websites, products, and/or services. NEITHER THE COMPANY NOR THEIR SUPPLIERS, ADVERTISERS, AFFILIATES, OR AGENTS OR SPONSORS ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE WEBSITES AND /OR CONTENT CONTAINED ON THE WEBSITES, OR ANY PRODUCT OR SERVICE PURCHASED OR OTHERWISE OFFERED THROUGH THE WEBSITES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITES AND /OR CONTENT CONTAINED WITHIN THE WEBSITE IS TO STOP USING THE SITE. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO ACCESS THE SITE.  


A possibility exists that the websites could include inaccuracies or errors, or materials that violate these Terms of Use including unauthorized alterations made by third parties to the Company and/or websites. Although we attempt to ensure the integrity of the Site, we make no guarantees as to the website's completeness or correctness.

6.  INCOME AND EMPLOYMENT:  Any and all opportunities and services offered on these websites, products, and/or services do not constitute an offer of employment or guarantee of income or benefits. Any business or income-sharing relationship between you and the Company shall be an independent contractor relationship. The Company will not withhold, pay, or be liable for any taxes on your behalf. Any and all statements addressing investment techniques, concepts, or results, are the opinion of the author and are not intended to be recommendations or guidance to any individual, group, or organization. Past performance does not imply future results.

7.  TERMINATION:  These Terms and Conditions are effective until terminated by either party. You may terminate from this agreement at any time by destroying all original versions and/or copies in written and/or electronic form of all materials, products, and/or services obtained from the Company, these websites, products, and/or services. 

8.  REFUNDS:  Unless otherwise stated in these websites, refunds for any and all products and/or services shall conform with the payment service used to purchase the product and/or service for which you are requesting refund. If you purchase via ClickBank, your refund shall be in accordance with ClickBank's published refund policy. If you purchase via PayPal, your refund shall be in accordance with PayPal's published refund policy. If you purchase via 2CheckOut, your refund shall be in accordance with 2CheckOut's published refund policy.

9. REVISIONS:  The Company reserve the right to revise these Terms and Conditions at any time without notice by publishing the revised Terms and Conditions on this website (www.LifestylePublishing.com/terms_conditions.htm and those "Attachments" linked or referenced in paragraph 1). The revised Terms and Conditions shall become effective immediately upon publication. The Company also reserve the right to change all or any portion of the websites (including eliminating, discontinuing, or modifying any portion of the websites). 

10.  COMMUNICATIONS:  The primary method of communication to you shall be via email. You are therefore required to provide, and are solely responsible to keep current, the email address we have on file for you. Should it become necessary for the Company to communicate with you (including but not limited to matters dealing with any payments of paid subscription services), the communications with you shall be deemed performed and delivered to you once the Company have submitted an email message to your email address on record. The Company shall not be held liable for email communications sent to your email address on record at the time of communication that were not received or read. You understand and agree that submission of email communication to your current email on record shall be considered a delivered correspondence and notification. If your email changes, you may change your email by form (if provided) or by clicking this link and sending an email to us: rbstoker@comcast.net. Your email shall not be considered properly changed until you receive a confirmation from us. If you do not receive confirmation within 72 hours, please re-submit your email change notice. IMPORTANT: Please include in the body of your email to which service(s) you have subscribed.

11. CONDUCT:  Under penalty of law, you agree not to: (1) deface, hack or crack, reverse engineer, or inhibit the use of the website(s) or any portion thereof) or any products  disseminated, sold, or otherwise distributed by the Company, (2) use the products, website(s) or any portion thereof for unlawful purposes, (3) transmit any malicious software including, but not limited to trojan horses, viruses, time bombs, or any other harmful or disruptive component, (4) express or imply that any statements you make are endorsed by us with or without our prior consent, (5) remove or alter any copyright, trademark, or other proprietary rights notices contained in the websites, (6) mirror any part of the websites without prior written consent, or (7) frame, mirror, or link to any protected portion of the websites, While using the websites, you agree to comply with all applicable laws, rules, and regulations. 

12. GENERAL PROVISIONS & SEVERABILITY:  The subject titles in these Terms and Conditions are for convenience only and shall not affect the construction or interpretation of any of the provisions herein. If any portion of this agreement is found invalid, unenforceable, or unlawful, that portion shall be severed and the remainder of these Terms and Conditions shall remain in force.  These Terms and Conditions including the attachments listed herein constitute the entire agreement between you and the Company and supersedes all of our prior agreements, representations, and understandings. Any waiver to any portion of these Terms and Conditions shall be deemed valid only if provided and jointly agreed in writing, and waiver of any provision of any portion of these Terms and Conditions shall not be deemed a waiver of any other provision. Also, a waiver of one instance shall not be deemed a continuing waiver of all other instances unless so stated and mutually agreed in writing. In the event of dispute, you and the Company agree to submit the matter to any recognized Arbitration Board within the State of Maryland and within Carroll County in the state of Maryland if available in lieu of litigation.

13. INDEMNIFICATION: You agree to indemnify, defend and hold the Company, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, including any violation of the Code of Conduct above; (b) any allegation that any materials that you submit to us or transmit to the websites infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (c) your activities in connection with the websites or any services related to the websites.

14.  HEALTH PRODUCTS, ARTICLES, REPORTS, & WEBPAGESAny benefits presented, discussed, implied or interpreted on this website and other associated websites are those stated by various references from which this data is compiled. These statements have not been evaluated by the Food and Drug Administration. These vitamins, minerals, herbs, and food supplements are not intended to diagnose, treat, cure, or prevent any disease. The company recommends you contact your physician or other licensed medical practitioner as appropriate before commencing any exercise, supplements, or other health-related programs or activities. Any information provided on this or associated websites should not be construed as medical advice or recommendations.

15.  AFFILIATE PRODUCTS: Any 3rd-party products, services, or advertisements discussed, presented, recommended, or referred by/from this website may be guaranteed or backed by the original manufacturer, author, or distributor, and such products, services, and/or information is NOT guaranteed by the Company, officers, directors, employees, agents and representatives. Any claims presented on this website is either the personal experience of the aforementioned parties, claims from the original source/manufacturer/author, or reported via provided sales pages. You understand and accept that there is no guarantee or warranty provided by the Company, officers, directors, employees, agents or representatives regarding the performance, accuracy, consistency, or effects for your specific situation and/or experience.

16. HOW TO MARKET FOR ONLINE SUCCESS (HTM4OS):  In addition to all the other terms & conditions contained herein, the company has the reseller and distribution rights for all the products provided as gifts, sales incentives, and "100% commission" products provided by or within the HTM4OS service. Unless expressly stated otherwise, you do not have these same distribution rights. You may distribute the "100% commission" products only as described in the $7 Miracle program at http://Autopilot101.com/miracle.htm and in the HTM4OS sales literature and newsletter; you do not have the rights to give away, sell, or otherwise distribute these products (unless expressly stated otherwise). The "prizes" presented in the sales literature for HTM4OS are expected to be distributed approximately every 6 months commencing from the date the HTM4OS subscribership reaches a minimum of 1000 members; however, prizes may be awarded more frequently or less frequently at the sole discretion of the Company. If the subscribership surpasses the 1000-member mark and subsequently falls below 1000 subscribers at any time, prize awards may be postponed (at the sole discretion of the Company) until subscribership once again rises to 1000 or more. The prizes may be distributed to randomly selected subscribers of one or more newsletters or membership lists published or maintained by Lifestyle Publishing; however, eligibility to win shall be limited to current subscribers only. At least one prize will be awarded to our subscribers to the "Elite" version of the HTM4OS newsletter annually subject to the minimum number of members criteria as stated above. Prizes will only be shipped to locations allowed by U.S. law, and will typically be shipped directly from the vendor, wholesaler, or retailer directly to the "winner" recipient. At the sole discretion of the Company, a monetary prize (i.e., cash, check, money order, cashier's check, gift card, or transfer between Paypal accounts) may be offered to the winner in lieu of the selected prize for that selection event; the cash equivalent value may or may not match the retail value of the "prize" option. These prizes are NOT awarded as part of any contest or sweepstakes; they are distributed as incentive awards for remaining a subscriber to the Company's newsletter(s). No person or entity shall win the prizes two selections in a row, and the Company will NOT assess any fees of any kind (shipping & handling fees inclusive) for the "winner" to receive his prize. "Winner" is responsible for any applicable taxes based on prize values. A registration fee (refundable during the first 60 days only) is required to join the HTM4OS service; since affiliates are allowed to "sell" subscriptions via their Paypal account, any refunds shall be accepted ONLY when initiated via the purchaser's Paypal account (or equivalent payment processor if added in the future). Fees paid for the "Elite" subscription to the HTM4OS service, as well as any other advertising package (such as the "Profit Sharing Plan" offers) are NOT refundable since they are immediately used, in whole or in part, to purchase non-refundable advertising on behalf of the purchaser unless stated in writing on a given sales page and purchased through said sales page. By accepting the subscription, subscribers to the HTM4OS (including the "Elite" subscription) understand and agree the Company will send them emails as promised and may include offers for additional products and/or services offered by the Company as well as 3rd-parties. Although the Company intends to offer honest opinions and recommendations of anticipated benefits, the Company does not warrant the performance, claims, accuracy, or reliability of 3rd-party offers, and the Company does not guarantee in any way expressed or implied the subscriber/purchaser will make profits or revenues from any program whatsoever. At the sole discretion of the Company, the Company may cancel or terminate the prize incentive stated above and/or any aspect of the Online Success and/or Elite Online Success program in part or in entirety without notification to the subscriber; in the event the Elite Online Success program is terminated, the subscription fees will also be terminated in a timely manner.

17.  CREATIVE WEBSITES:  The Company occasionally builds sites and sells them on Flippa.com as well as "build to order." The following terms shall apply to all sites sold by Lifestyle Publishing. Sites built specifically to promote an affiliate product will be customized to include your affiliate link(s) one-time free of charge. Subsequent changes (not due to errors by the Company) shall incur an additional fee as advertized on the various Company websites or otherwise negotiated. There may be multiple affiliate links changed, but there is no guarantee all affiliate links on the website will be changed by the Company or that all links will have affiliate links available. Once you take possession of the purchased web site, you are free to change any and all links yourself. With the exception of the changes stated above and/or any negotiated changes, all websites will be sold "as is." As the purchaser, you will receive free hosting for the duration stated in the offer. After the free period, hosting shall occur at the published rate billed annually. If a payment due is not paid by the due date (or if automatic billing fails due to insufficient funds, changed credit card information, or any other reason beyond the fault of the charging process), the Company will presume you have abandoned or transferred the site to a new host, and the website hosted on Company resources will be deleted including all content; the Company may offer you the opportunity to correct the payment issues, but the Company is not obligated to do so. In this situation, the Company is also not obligated to make a backup for future recovery. The Buyer is free to transfer his purchased website(s) to other hosting companies at any time during his hosting period. A procedure and/or tools are available at no charge for each site at the time of purchase to assist you in performing your own backups and/or transfer to new host; it is your responsibility to request and/or ensure you receive the procedure and/or tools. Once hosting fees are paid, there will be no refunds in whole or in part; if you do NOT want to continue hosting your site with the Company, it is your responsibility to cancel the auto-billing. You may request the Company cancel your subscription, but it is your responsibility to ensure it gets canceled. It if your responsibility to manage, promote, maintain, and backup your purchased website; the Company and the hosting company do NOT provide routine backups of purchased websites even when hosted on the Company's account. Even though most websites sold by the Company included security, performance, and ranking tools, the Company makes no warranties, expressed or implied, with respect to availability, malware or virus prevention, performance, traffic, or page rank; you must address all issues with any of these factors with your hosting company (which is the hosting company contracted by the Company; NOT the Company itself). The Company makes no warranties or guarantees, expressed or implied, that plugins for Wordpress sites will continue to operate properly as new Wordpress versions emerge, if you install additional plugins, or if you update the plugins, You agree the Company shall not be held liable in any way for activities, content, operation, or maintenance conducted through, published on, hosted within, or associated with your website. As long as you use hosting provided through the Company, you agree you will adhere to the terms and policies of the host provider and you will not use your website for illegal or immoral purposes. 

18.  LEAD SCIENCE:  In addition to the other terms in this agreement, the following statements shall apply to the Lead Science program:

Lead Science shows you how to set up your accounts so you can get subscribers on your list and so you can get paid to build your list and make money with your list. Lead Science does NOT pay you or accept payments for your advertising, and Lead Science does NOT deliver leads or subscribers. If you use the services identified in the training, you will receive all payments and income from those services. Sales made through Clickbank will generate commissions in your Clickbank account and will be paid to you by Clickbank. Payments for distributing your free web sites and other PPL vendors will be paid to you by those vendors. Your monthly income builder program will be paid to you by The Online Ad Network. Since Lifestyle Publishing (and the Lead Science program) have no ownership interests in these companies, neither Lifestyle Publishing nor Lead Science will be held liable for such payments, can not act as an intermediary on your behalf with these third-party companies, and can not ensure payments and continuance of these companies. The company will strive to get Lead Science and the monthly income builder (which is expected to be branded as the Affiliate Income Revolution [AIR]) into popular use by affiliates and affiliate vendors. However, there is no guarantee regarding the actions or performance of or by the affiliates or vendors.

19.  CLICKBANK:  For products offering purchase via Clickbank, the following caveat applies:

ClickBank is the retailer of products on this site. CLICKBANK® is a registered trademark of Click Sales, Inc., a Delaware corporation located at 917 S. Lusk Street, Suite 200, Boise Idaho, 83706, USA and used by permission. ClickBank's role as retailer does not constitute an endorsement, approval or review of these products or any claim, statement or opinion used in promotion of these products.

20.  AFFILIATE INCOME REVOLUTION:  The program called the "Affiliate Income Revolution" (a.k.a., "AIR") is provided to help market and inspire referrals into The Online Ad Network (a.k.a., "TOAN"). TOAN offers worldwide banner advertising and text advertising as well as an opportunity to build a monthly income as TOAN affiliates sign up new referrals into the TOAN service. TOAN is responsible for the TOAN advertising service, maintaining the referral relationships, taking payments for the TOAN service, and paying all referral commissions. 

“The Online Ad Network" (a.k.a., "TOAN") is a trademark of the company doing business under the name of "TheOnlineAdNetwork.com" which is a 3rd-party unrelated to Lifestyle Publishing except as any other "Independent Affiliate"; specific references to TheOnlineAdNetwork.com and/or TOAN herein and on web pages published by the Company shall use the term, "The Online Ad Network" or "TOAN".

The Company and AIR do NOT pay any commissions or service the TOAN services in any way; there is no relationship between TOAN and AIR beyond that of a typical affiliate except that AIR helps other TOAN affiliates find referrals for TOAN. Thus, the Company and AIR offer no guarantees expressed or implied, and will NOT be held liable in any way, regarding TOAN performance or commission payments. The Company does not, and can not, address any issues that may arise between TOAN and TOAN affiliates; any such issues must be addressed directly with TOAN Customer Service (available by logging into affiliate's TOAN account or visiting TheOnlineAdNetwork.com website).

The web site, AIR Builder Download Package, and any other marketing materials generated by The Company for AIR or promoting TOAN are copyright protected. However, AIR participants are free to distribute the AIR Builder Download Package without modifications EXCEPT as expressly allowed in documents published by the Company. Participants may distribute AIR Builder Download Package for any price set by the participant and/or free of charge.

Generally, AIR participants are permitted to add to the contents of AIR Builder Download Package if they are distributing it themselves AS LONG AS they are (1) adding value, (2) not adding any kind of malware, viruses, hate content, or similar undesirable content, (3) fully attributing the source of the additions (which means it is NOT attributed to the Company or the formal AIR offer), (4) NOT changing the original terms or promises of the AIR program, (5) NOT binding or implying additional services or commitments by the Company, AND (6) originally created by the participant or properly licensed to the participant. The Company will not accept any commitment or liability promised or arising from additions/enhancements to the AIR Builder Download Package or your marketing.

Participants are NOT allowed to change the TOAN referral portions of the content UNLESS the new TOAN referral account is subordinate to TOAN ID #5946 (owned by the Company); use of any TOAN ID not subordinate to #5946 shall be considered a violation of copyright law, and the Company may take any action deemed appropriate by the sole discretion of the Company to terminate such usage which may include legal prosecution or arbitration. You may click here to open a compliant TOAN account if you wish (multiple TOAN accounts are allowed). Since TOAN only pays commissions 10 levels below any given account, a TOAN ID obtained through the referral link for #5946 or any account subordinate to account #5946 shall be deemed "subordinate to TOAN ID #5946" even if it more than 10 levels below #5946.

20.  CURATION & EXCERPTING POLICIES:  Click here for the curation & excerpting policies applicable to all blog & curation domains associated with Lifestyle Publishing.

21ADDITIONAL TERMS & CONDITIONS:  Additional terms & conditions that apply to the Traffic Wave Money Maker System (TWMMS), the GDI Accelerator Plan (The GAP), the Team Lead Club (TLC), and related programs are published here: http://moneymakersystems.org/traffic-wave-money-maker-system-terms-and-conditions/ Additional terms and conditions that apply are presented in the Earnings Disclaimer, Financial Disclaimer, Privacy Policy, Spam Policy, and TWMMS & TAPS Terms.

 Date of last update:  26 November 2017


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